Ramsey, Krug, Farrell & Lensing
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A Tradition of Insurance and Bonding Excellence  

 

Meals on Wheels

Ramsey Krug Farrell & Lensing is the exclusive Insurance Agency for the Meals on Wheels Association of America. We offer Director's and Officer's Liability designed specifically to cover the risks and exposures you and your organization face every day at rates that are competitive with, and in some cases, lower than, less comprehensive policies. For example:

Director's and Officer's Coverage including Employment Practices Liability
Why is it so important?

Fact 1. A lawsuit can be triggered by almost any day-to-day decision or action by anyone in your company.
Fact 2. Lawsuits must be answered whether they are legitimate or not.
Fact 3. Defense costs are expensive.

Look at these actual litigation experiences:

  • Trustees of a charitable organization sold an old building that had been used to house the poor and invested in a newer, better building. They were sued for wasting the assets of the trust.
  • A church secretary sued the members of the church’s governing board alleging that the minister had sexually imposed upon her. She claimed the trustees were negligent in the selection of the minister and in failing to supervise his activities.
  • A trustee of a foundation was sued for furnishing goods, services and facilities to a person disqualified to receive them under a law governing the foundation.

Ask yourself these questions:

  1. Does your organization have the financial resources to pay for defense costs and settlements?
  2. Are your board members willing to put their personal assets at risk?
  3. Are you losing good potential volunteer board members who are not willing to assume the risk of the position?

D & O coverage provides protection for directors, spouses of directors and officers, officers, employees, volunteers and the organizational entity.

Click here for a NO-Obligation Price Indication.

CONTACT:

Alfred Williams
501-614-1111
E-mail:

Click here for the Meals on Wheels Association of America website.

 

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